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In May of 2012, Ruth from Prudence Debt-Free received a Dave Ramsey audio book from a friend. She listened while driving to and from work. At the time, she and her husband were recovering from his job loss and the financial upheaval it brought.
But they recovered. He started a new business and she worked as a full-time teacher. Things were normal again — spending money and carrying debt. But something was different.
“We were back on auto-pilot, relaxed and living the “normal” lifestyle that we missed,” says Ruth. “But something wasn’t quite right. “Normal” felt hazardous.” She found “the root of her uneasiness” while listening to the CDs.
“His words brought about a dramatic clearing of my brain’s financial fog,” remembers Ruth. “Debt was our problem. We needed to get out of debt!” She remembers shedding tears in her car as she envisioned a debt-free life.
That night, her husband stayed up and listened to the CDs and became equally psyched about paying off their debt and changing their lifestyle.
